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NCR-compliant debt counselling, reimagined

The future of debt management
is here.

Nexalyth helps South Africans take back control. Bank-grade security, AI-driven affordability, and a clear path to financial freedom — all in one place.

Avg. relief
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Faster filings
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Compliance
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Nexalyth

Nexalyth

Debt Management.
Financial Freedom.

NCR POPIA DCRS

The Nexalyth promise

Built on trust. Engineered for freedom.

Every line of code, every form, every report — designed to keep you safe, compliant, and moving forward.

Bank-grade security

End-to-end encryption, isolated tenancy, audit trails on every touch. Your data is treated with the rigour of a regulated institution.

AI-driven insights

Affordability assessments and restructure proposals built from real-time credit profiles — accurate, fair, and explainable.

NCA & POPIA compliant

Built around the National Credit Act and POPIA from day one. Form 16, 17.1, 17.2 automation — done correctly, every time.

How it works

Four steps. One clear path forward.

From application to filed Form 17.2 — Nexalyth automates what used to take weeks.

  1. 01

    We pull your credit profile

    A secure, consented bureau pull — no paperwork, no guessing.

  2. 02

    We assess affordability

    Income, expenses, obligations — analysed against NCA thresholds.

  3. 03

    We build your restructure

    A tailored repayment plan that fits your life and protects your rights.

  4. 04

    You sign, we file

    Digital signatures, automated filings, real-time status updates.

Live restructure

Affordability snapshot

Income

R 28 400

Obligations

R 19 100

New plan

R 11 200

12-month projection

+ R 7 900 freed up / mo

Restructure approved

Form 17.2 generated automatically

Why Nexalyth

The platform behind tomorrow's debt counsellor.

Whether you're an individual seeking relief or a debt counselling firm scaling your practice, Nexalyth is the operating system that makes it possible — secure, transparent, and brutally efficient.

  • Real-time bureau integrations & automated reconciliations
  • Form 16, 17.1 and 17.2 generation in seconds, not days
  • Compliance dashboards your auditors will actually thank you for
  • Built for South African regulation, ready for the rest of Africa

Compliant. Audited. Trusted.

NCR-compliant

National Credit Regulator

POPIA-aligned

Data privacy by design

DCRS-ready

Debt Counselling Rules System

Form 16 auto

NCR form automation

Ready to take back control?

Whether you're drowning in debt or running a counselling firm, Nexalyth meets you where you are and walks you forward — securely, lawfully, and quickly.